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Mortgage Insurance
Click to hear Dax explain mortgage insurance: Helping You To Buy The Home You Want Mortgage insurance (MI) allows you to choose from a wider price range of homes. How? We can generally accept a lower down payment than the standard 20% if RAD Financial obtains mortgage insurance on your loan through a mortgage insurance company. You can not only get the home you deserve, but you can conserve your savings and increase your income tax deductions, just by putting less money down. Buy More Home You may be able to afford more home and maximize your investment if RAD Financial obtains your Mortgage Insurance for you.
Financing a home with a low down payment may be the best way to afford a home in high-priced markets. Conserve Your Savings The lower your down payment, the more you retain for home furnishings, other investments, future emergencies, or even college tuition.
Even if you have less than $20,000 saved, you can still afford to buy a $100,000 home with a lower down payment option if RAD Financial obtains MI on your qualified loan from a mortgage insurance company. Increase Your Tax Write-off A larger loan amount will have higher interest payments and could result in higher tax deductions. Special Note It is very important to understand that you must have additional 'reserve' cash after the down payment. Reserves should equal a minimum of 2 to 3 months housing payment, taxes and insurance.
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RAD Financial 1060 Sunset Strip, Suite A Sunrise, FL 33313 Phone (954) 587-2662 Fax (954) 587-1662 State Licensing Information |
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